Solar lease to own for micro-businesses
We are uplifting micro-businesses by helping them to replace petrol generators with rooftop solar.
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Industrial Tailoring equipment for micro-businesses
We are uplifting tailors by making it easy for them to own any type of industrial tailoring equipment.
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Refrigeration equipment for micro-businesses
We are uplifting micro-businesses by making it easy for them to own refrigeration equipment.
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Agricultural equipment for small scale farmers
We are uplifting small scale farmers by making it easy for them to own a wide range of agricultural equipment.
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Ready to move your micro-business forward?

Equipment Financing for Micro-businesses

Winock finances solar and productive equipment for micro-businesses through lease to own.     

no collateral

no collateral

We do not request collateral, we base our decision on the viability of the customer’s business.
no guarantor

no guarantor

We do not require customers to provide a guarantor as security.
No Hidden Charges

no hidden charges

Our business process is designed to eliminate late payment and default penalty.

Customer Testimonials

I have been able to save over N20,000 weekly with Winock Solar.

Alhaja Borno restaurant

Winock's lease to own tailoring equipment has helped me to improve my productivity.

Dan Zari

I am now a proud owner of an energy efficient deep freezer for my frozen food business.

Mrs. Ojewole

Types of Equipment Available

Rooftop Solar Equipment

Petrol generator is very expensive to run. Save money today with Winock Solar equipment financing.

Refrigeration Equipment

Keep your product fresh and delight your customers with Winock Refrigeration equipment financing.

Industrial Tailoring Equipment

Boost your productivity and income with Winock Industrial Tailoring equipment financing.

Agricultural Equipment

Massively increase your yield and become independent with Winock Agricultural equipment financing.

Easily Sign up Today

Reach out to us

Reach out to us via sign up form, live chat or telephone.

Tell us the equipment you need

Tell us what equipment you need and fill our simple customer sign up form.


Pick up your equipment or have it delivered.

Once we have verified your business, you can pick up your equipment or request for delivery.


Our Partners

charm impact
Schneider Electric

Frequently asked questions

What is your interest rate?

We charge average market interest rates comparable to secured loans. Please contact us for more details.

Do i need to provide guarantor and collateral?

No, you do not need to provide guarantor and collateral.

When will i own the equipment?

Ownership of the equipment will be transferred to you once you complete the agreed amount of lease payments within the agreed period. Please contact us for more details. 

What happens if i can no longer afford to pay for the equipment?

Winock does not charge any late payment or default penalty. Winock will simply repossess the equipment and your debt will be forgiven. We are here to uplift micro-businesses rather than indebt them. 

What happens if my equipment is faulty?

Winock provides basic repair for Rooftop solar equipment, however customers are responsible for maintaining other types of equipment. Winock's supplier' partners provide warranty for the entirety of the lease to own period to replace failed components.