Winock is a holdings company incorporated in Nigeria to provide an ecosystem of sustainable services to micro-businesses through duly registered and licensed subsidiary companies.

We are inspired to provide services to micro-businesses because they contribute to significant economic sustainability and social wealth creation.

Driven by the philosophy of Africapitalism, we combine ethical capital, market insight and operational excellence to develop and operate strategic services that are designed to uplift micro-businesses in Sub-Saharan Africa.

We offer the following strategic services:

Solar ‘buy now pay later, launched in July 2019 

It is well known that electricity access is a major problem in Nigeria, with over 46% having no access and relying primarily on petrol generators. Solar is a clear alternative, but market penetration is low due to a lack of awareness and the high upfront cost of purchasing solar components. We are solving this problem by providing micro-businesses with complete solar systems at minimal upfront cost
and up to 18 months instalment payment plan. We also provide free maintenance during the repayment period. Our service saves our customers at least 40% on electricity costs.

Productive use equipment finance, launched in September 2020

Access to productive use equipment is a major challenge for micro-businesses. We provide productive use equipment to our customers at an affordable rate and tenor. The equipment is given to the customer and payment is made over a maximum of 12 months tenor. The customer pays us from the cash generated from the use of the equipment.